Netspend download

As issuer changes occur, and issuers have no influence on our ratings. With Direct Deposit, you can get paid faster than a paper check.No late fees or interest charges because this is not a credit card.Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).Card use is subject to activation and ID verification. Terms and Costs apply.Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.See additional NetSpend® Prepaid Visa® details. See application, terms and details. N/A N/A N/A Variable Monthly Fee Not applicable The second version of the NetSpend® Visa® Prepaid Card charges a pay-as-you-go fee per transaction. In all other respects, it’s identical to the fixed-price NetSpend Prepaid Card, providing virtual Netspend account numbers, a purchase cushion, and payback rewards. A Netspend prepaid debit card accepts cash deposits, which you can then spend on purchases and bills. Although it resembles a bank debit card or credit card, a Netspend card differs in several ways. The Netspend card is also similar to a gift card, but a prepaid debit card is reloadable, whereas a gift card is not. You can use a Netspend card to purchase goods and services in-person, online, and by phone wherever merchants accept debit cards. To make an in-store purchase, you can insert or swipe your Netspend card at the reader on the checkout line. You then choose between a “credit” and a “debit” transaction. But don’t be misled — all reloadable prepaid card transactions are debit, even the credit ones. The distinction affects only the way the merchant will process the transaction. If you want to input a PIN, choose “credit”; otherwise, select “debit.”You can generally only spend the

Amount deposited onto the card. But Netspend offers an interest-free purchase cushion (usually $10) to cover small overdrafts. Netspend requires you to promptly repay the cushion to avoid an overdraft fee.Netspend will not check your credit, and you do not need a bank account to open an account. You will never pay interest or late fees, and bad credit won’t interfere with obtaining a Netspend card.– Apply Online For FreeThere is no initial purchase fee when you get a Netspend reloadable prepaid card online. You can apply for a card by submitting your personal information, including your name, address, and Social Security number. You can also deposit funds at this time or wait until you receive the card. Netspend will ship the card to you, and you should receive it in seven to 10 business days.– Buy One In-StoreYou can also visit participating retailers that sell Netspend prepaid cards to purchase one for a small fee. This is the preferred method when you need a card on short notice.You can find your nearest participating retailer by entering your ZIP code on the Netspend website. Participating retailers include office suppliers, retail chains, grocery stores, and travel agencies, among other sources. To fight fraud, the USA Patriot Act requires you to register your prepaid debit card to activate it. You must provide credentials, such as a driver’s license, for ID verification.It’s free to sign up online for a Netspend prepaid card. Otherwise, a new cardholder will pay up to $9.95 to buy the card at a retail location.You can choose between monthly and pay-as-you-go plans. The monthly plan will generally range from $5 to $9.95, depending on the type of Netspend card. Some cards offer cardholders a lower monthly fee when they meet the direct deposit requirements. The following chart summarizes the

The Netspend® All-Access® Account is established by Pathward, National Association, Member FDIC. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.Netspend® All-Access® is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.Card may be used everywhere Debit Mastercard is accepted.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.© 2022 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.